In this game a player simply wins if he throws 2, 3, 4, 10, 11 or 12 and loses if he rolls 5, 6, 7, 8 or 9.  The players disadvantage in the number of winning combinations is repaid in the payoffs which are...

        Total         Payoff

• 2              3 to 1
• 3 or 4      1 to 1 (evens)
• 10 or 11  2 to 1
• 12            5 to 1

The player is still at a disadvantage with the overall house edge at 2.8%. Operators not satisfied with their edge sometimes change the odds on a total of 12 to a more modest 3 to 1. New York mob games were known to pay even money on totals of 10, and 4 to 1 on a total of 12.