INSURANCE

In this growing litigious world it is worth pointing out the following.

Sailing, as with any sport associated with water, is potentially dangerous.

Members and anybody entering the premises do so at their own risk.

Craft are brought onto the premises, sailed and stored at the owner’s risk.

Minors and children are the responsibility of their parents or sponsors at all times when on the premises or water, even during organised events. Minors and children can only sail if their parent, sponsor or an adult accepting responsibility is present.

The decision to launch a craft is enshrined in the Club Rules and the Racing Rules of Sailing (Part1- Fundamental Rules Rule 4), in that at all times the decision is that of the sailors alone.

Members may wish to consider personal accident and liability insurance but MUST comply with the Club’s craft registration and craft insurance requirements.

Visiting sailors MUST comply with the Club’s craft registration and craft insurance requirements.

Craft Insurance and Registration

Craft Registration

Before a craft (dinghy, sailboard or canoe) is brought onto the Club premises it must be registered with the Membership and Berthing Secretary and a registration fee paid. The membership form on this web site can be used. The craft registration fee is part of the subscription structure for the Club and primarily relates to the rent we have to pay for use of the water.

You must also demonstrate that the craft is insured. It MUST have third party liability cover for £2million.The value of the craft, its fittings and trailer are up to the owner.

Craft that are being temporarily brought to the Club for special purposes will also be required to demonstrate the third party liability cover. This can normally be approved by a Flag Officer, Director or Member of the Sailing Committee.

Craft Insurance

Under the Financial Service legislation which comes into force in January 2005 Club Officials are not allowed to give advice about insurance except in terms of pointing out what insurance Club Rules require, as they are not registered under the legislation.

Jonathan Langford of Noble Marine has written a usefull article that should answer most questions you have. View the article